Terms of Service
Effective Date: November 2025
Please read these Terms of Service ("Terms") carefully before using the PensionProfessional.net website and services (the "Service") operated by PensionProfessional.net (the "Company", "us", "we", or "our").
1. Acceptance of Terms
By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.
2. Services Offered
PensionProfessional.net provides information, resources, and potentially tools (collectively, the "Services") related to pension planning and financial consultation. The information provided is for educational and informational purposes only and does not constitute professional financial advice. You should consult with a qualified professional before making any financial decisions.
3. User Obligations and Account Use
You must be at least 18 years old to use the Service.
You are responsible for maintaining the confidentiality of any account credentials and for all activities that occur under your account.
You agree to use the Service only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Service.
4. Intellectual Property
The Service and its original content, features, and functionality are and will remain the exclusive property of PensionProfessional.net and its licensors. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.
5. Restrictions on Information Disclosure
We maintain strict protocols regarding your data:
No mobile information will be provided to other businesses or associated entities for marketing or promotional purposes.
We commit that we will not sell or disclose customer leads’ information to outside parties.
Text messaging originator opt-in data and consent will not be provided to any other businesses or entities, except for aggregators and providers of the Text Message services who require this information to execute the messaging service on our behalf.
6. Limitation of Liability
In no event shall PensionProfessional.net, nor its directors, employees, partners, agents, suppliers, or associated entities, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
Your access to or use of or inability to access or use the Service;
Any conduct or content of any third party on the Service;
Any content obtained from the Service; and
Unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, regardless of whether we have been informed of the possibility of such damage.
7. Governing Law
These Terms shall be governed and construed in accordance with the laws of Arizona without regard to its conflict of law provisions.
8. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will try to provide at least 30 days' notice prior to any new terms taking effect. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.
9. Contact Us
If you have any questions about these Terms, please contact us.
PensionProfessional.net
+1-866-994-3101